All users are required to complete identity verification under Virturo’s KYC policy before accessing the platform’s services. Politically Exposed Persons (PEPs) and users from high-risk jurisdictions are strictly prohibited from registering or using the platform. Transactions are monitored in real-time using advanced analytics and automated detection tools, with suspicious patterns flagged for review by the compliance team.

Transaction records, user activity logs, and identification documentation are retained for a minimum of five years to meet record-keeping obligations. Suspicious activity reports (SARs) are filed with the relevant regulatory authorities as required by law, and Virturo reserves the right to suspend or terminate accounts suspected of involvement in money laundering activities.

Cross-border transactions are subject to enhanced scrutiny and verification to address international money laundering risks. Virturo also conducts regular audits of its AML policies and procedures to maintain compliance with evolving regulations and internal standards.